It will be interesting to see what the NCAA does as far as granting additional eligibility to winter sports (I think it's a given that it will happen for spring sports, especially track and field because the outdoor season had not officially begun yet in most conferences). There is a lot being kicked around and nothing is official yet, but it sounds like they may be leaning toward giving current seniors another year as long as it is at the same institution. It would be easier for the NCAA to make this requirement because it will be easier to keep track of which schools get additional scholarships since many HS seniors have already signed LOI. It sounds like they would allow a current senior to transfer but unless the school they transfer to has extra scholarship money, they may have to pay their own way.
My daughter was hoping to make it to NCAAs her final season, but the pandemic threw her and a lot of other kids a major curve ball by prompting the cancellation of the entire season. She has been interviewing for jobs (companies have switched to video interviews rather than fly her around), and she is also planning a wedding for next year. It is highly unlikely she will stay in school another year especially since she is graduating with her masters degree and there is no PhD business program for her to enroll in at USD. I imagine many many other kids are in very similar situations. I feel bad for HS juniors who were looking forward to putting in a good season for recruiting purposes this fall. I am wondering if the NCAA is going to have to allow additional scholarships for a while, because they basically gave every spring college athlete nationwide a redshirt year. Some won't use the additional year, but many will.