The question is going to be if you can get the virus a 2nd time, and if you can, is your immune system stronger to fight it off for you to survive the 2nd time? If the California study is accurate, and 10 x more have/had it, means almost 10 million have/had it. It makes the mortality rate at .5 %, instead of 5 %. I am torn. I really don't want to get it, but we also can't wait 2 + years for a vaccine to come, that might be 40 % effective.
Back to the question in hand, I went with January and conference games only. That will make for an interesting selection show. How do you give out bids and seed teams? The top 5 from power 6 conferences, and champs from the other conferences? There will be no non conference games to see what team might be good in a strong conference, where their record is not good. Or, they be an average team in a bad conference, and have a good record.